The current funding model for solar installations presents significant barriers that hinder widespread adoption among homeowners. One of the primary challenges is the high upfront cost associated with purchasing and installing solar panels. This substantial initial investment can be prohibitive for many, especially when the immediate financial benefits are not fully realised until years later.

The lack of accessible funding options or sufficient incentives makes it difficult for individuals to justify the expense, despite the long-term savings and environmental benefits that solar energy can provide.

Additionally, financing solutions intended to alleviate the upfront costs often come with their own drawbacks. Loans and financing agreements typically involve interest rates that increase the overall expense over time. Moreover, the terms of these agreements can extend beyond the period that homeowners plan to stay in their current residence. This creates a disincentive to invest in solar energy, as individuals may be reluctant to commit to long-term financial obligations for a property they might sell before fully recouping their investment.

Consequently, the combination of high initial costs and less-than-ideal financing options contributes to a funding model that is not effectively supporting the transition to solar energy for many homeowners.